Junior Enlisted
A simple money plan for your first duty station: housing, savings, debt, and "avoid these traps."
Progress: 0 / 4 (0%)
Start Here
- Run Pay Calculator -> download the budget sheet.
- If you're in barracks: build emergency fund + crush high-interest debt first.
- If you're off-post: keep rent + utilities under your BAH target.
- Automate savings on payday (even $50-$150/mo adds up fast early).
Avoid These Traps
- Buying a car payment that eats your raise.
- Missing TSP match if you're eligible (free money).
- "Lifestyle creep" after first steady checks.
Coming Next
Interactive "Barracks vs apartment" decision tool + a starter savings builder.