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Pay Calculator

Monthly pay components with a clear taxable vs non-taxable breakdown.

2026 base pay, BAS, and BAH data last verified on April 29, 2026.

Data: Base Pay + BAS + BAH (Live)

Inputs (Start Here!)

Set your year, grade, and time in service.

Used for state tax context. State withholding is not subtracted from the estimate yet.

Tip: ZIP+4 works too (e.g., 02139-1234).

Export options

Use the format picker by the Download button. CSV, PDF, and Text give a minimalist summary of just your pay numbers (monthly + annual) — handy for importing elsewhere, printing, or filing with your LES. The PDF offers Classic, Modern, and Compact layouts.

Excelgives the full budget workbook: a "Start Here" tab that pre-fills your pay and suggests a hybrid plan (Housing about BAH, Food about BAS, Savings target %). You can edit everything.

Results

Monthly totals with a clearer take-home picture.

Estimated monthly total
$4,478.68
Annual
$53,744.16

Total = Base Pay + BAH + BAS

Includes $328.48 in generally non-taxable allowances (BAH + BAS).

Taxable Income
Usually just base pay for this calculator.
$4,150.20
Annual $49,802.40
Non-Taxable Income
BAH + BAS are generally non-taxable allowances.
$328.48
Annual $3,941.76
Estimated FICA Tax
Social Security (6.2%) + Medicare (1.45%) on base pay.
$317.49
SS: $257.31 - Medicare: $60.18
Income After FICA
Before federal/state withholding, TSP, SGLI, and other deductions.
$4,161.19
Annual $49,934.28
Important note

This view shows a cleaner split between taxable and non-taxable military pay. Base pay is taxable. BAH and BAS are generally non-taxable. Actual take-home pay depends on federal withholding, state of legal residence, TSP contributions, SGLI, and any special pays or deductions on your LES.

State Tax Context
Based on state of legal residence, not BAH duty ZIP.
Not included in total

Select your state of legal residence to see state-specific planning context. Your LES should show the state you are claiming for tax withholding.

Base Pay
Taxable. From DFAS pay tables (grade + YOS).
$4,150.20
93%
BAH
Usually non-taxable. From DTMO (ZIP + dependent status).
$0.00
0%
BAS
Usually non-taxable. Standard DFAS rate (not location-based).
$328.48
7%

Understanding Your Military Pay (LES)

The Leave and Earnings Statement (LES) is the military version of a pay stub. It shows your pay, allowances, taxes, and deductions each month.

New to military pay? See Terms Explained.

Base Pay

Your primary salary based on rank and years of service. Base pay is taxable.

BAH (Housing Allowance)

A housing allowance based on duty location, rank, and dependent status. BAH is generally non-taxable.

BAS (Food Allowance)

BAS is a food allowance for service members and is usually non-taxable.

Deductions

Deductions include taxes, SGLI life insurance, TSP retirement contributions, and other allotments.

Official pay information is available through DFAS and your LES.